Will Title III Crowdfunding Be a Reality or a Pipe-dream?

Title IIISince the signing into law of the Jumpstart Our Business Startups (JOBS) Act  in April of 2012, crowdfunding advocates have anxiously awaited the day that retail crowdfunding (Title III) would become a reality. After over three LONG years of waiting, we are mere months away from the regulations governing retail crowdfunding becoming effective. The real question now, however is: Will anyone actually use the new rules?

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Too Many Real Estate Deals To Choose From?? Never Fear, New Methods Are Here

Money houses 2Real estate crowdfunding is one of the most popular forms of investment-based crowdfunding in the industry today. That is why it has already accounted for millions of dollars in project funding in just the last couple years. As the popularity and viability of this market segment continues to grow year over year, so do the number of portals and deals. With an estimated 80-100 real estate crowdfunding portals currently existing in the U.S. alone, each offering their own deals (and often catering to a particular niche sector), it’s easy to see how even a willing investor might have trouble simply finding the right deal to invest in. Luckily new options are sprouting up to help better connect investors with viable projects.

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CFIRA Offers Its Comments To SEC On Proposed Regulatory Changes

cfira3As you are probably aware, the SEC is currently considering sweeping changes to some of the most long-standing rules and regulations governing private transactions. These changes include fundamental revisions of both Rule 501, the definition of “accredited investor” and arguably the most important term in all of private securities regulations, and Rule 147, the backbone of intrastate securities transactions. Given the substantial and far-reaching effects the SEC’s proposed changes to such rules and regulations may have, it’s no surprise to see the Crowdfund Intermediary Regulatory Advocates (CFIRA) weighing in with their comments.

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Changes To “Accredited Investor” Definition Recommended By SEC Staff; The Good, The Bad And The Ugly

DJV MIG 157-2024Pursuant to Section 413(b)(2)(A) of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”), the Securities and Exchange Commission (SEC) is required to re-examine the definition of “accredited investor” every four (4) years. The intent of the review is to determine whether the definition should be modified “for the protection of investors, in the public interest and in light of the economy.” In its first formal review since the adoption of the Dodd-Frank Act back in 2010, the SEC’s Staff has recently released a detailed and comprehensive report analyzing the current definition and the resulting investing landscape. The report also contains certain recommendations for the SEC to consider in revising the current accredited investor definition. Several of these recommendations however will, in my opinion, materially contract rather than expand the current accredited investor pool; thus making it harder for everyday people to participate in “private” offerings.

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Crowdfunding: A look at 2015 and Beyond!

Crowdfunding 2016

    With it just turning 2016 and all, what better time to reflect on all the advancements made this year and to look ahead to all those still to come in 2016. If you follow this industry at all you know that 2015 was an absolute landmark year for crowdfunding. In many ways however, we have only seen the tip of the crowdfunding iceberg.

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