P2P LENDING – Big Money Investors Looking For Piece Of The Pie

money-pie1It is clear that peer-to-peer (P2P) lending is here to stay but long gone are the days of actual “peers” lending to “peers.” Today Wall Street firms, hedge funds and other “big money investors”, make up the overwhelming bulk of the funds being lent through P2P lending platforms thus the migration to the label “marketplace lending”. This trend is only getting stronger as these big money investors are seemingly tripping over themselves just to throw money at the P2P platforms in hopes of grabbing a piece of (what some estimate will be) the $1 Trillion dollar P2P pie….

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LOOKING FOR THE EXIT – Commissioner Aguilar Presses On The Need For Greater Secondary Market Liquidity

Investment ExitEarlier this month, Commissioner Luis A. Aguilar addressed the Advisory Committee on Small and Emerging Companies in Washing D.C. In his speech, Commissioner Aguilar echoed the sentiments of the market in arguing the need for increased liquidity in the private placement market. His speech goes well beyond that point however, as he highlights the weaknesses of the current options and the need for further regulatory reform.

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ENTER THE MINI-IPO – SEC Approves Final Rules for Title IV of the JOBS Act (Regulation A+)

Mini IPOIn an open meeting Wednesday, the Securities and Exchange Commission (SEC) elected to approve and release the long-awaited final rules for Title IV of the JOBS Act (commonly referred to as Regulation A+). Per the final rules, under Regulation A+ companies will be permitted to offer and sell up to $50 million of securities to the general public subject to certain eligibility, disclosure and reporting requirements.

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P2F2P?? – Facebook Releases “P2P” Payment Service

UntitledEarlier this week Facebook announced the release of a new “P2P” payment feature to its messenger service which will allow users to send (and receive) money to each other. While still in beta testing, the service is expected to be available to U.S. desktop and mobile users in the next few months. It’s easy to see that Zuckerberg’s entry into the P2P payment industry is going to spell trouble for existing industry leaders. The question is however, what effect, if any, will it have on the crowdfunding industry?

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ALL HAIL THE COMING OF HB 3429 – The Illinois Intrastate Crowdfunding Bill

Hail 1Alright so maybe “ALL HAIL” might be a little much but cut me some slack, I’m excited. After more than a year of lobbying, campaigning and pounding the pavement Illinois finally has a filed intrastate crowdfunding exemption bill. Well, that’s not entirely true … Illinois actually now has three proposed bills…

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